How does #bankruptcy affect authorized users on credit card accounts?

One of the first questions I always ask my clients is are you an authorized user on anyone's #account or vice versa.  Why? Although legally, an authorized user is NOT responsible for the credit card balances on the account, too many times we have seem errors arise from the "Big 3" three credit reporting agencies when another party files for bankruptcy.  Although the Experian site states here that this will NOT happen, as a practice point in our law firm, we always advise clients to do the following BEFORE they file for bankruptcy protection:At least 1 month BEFORE you file a bankruptcy case you need to remove your name for anyone's credit account that you are an authorized user on.At least 1 month BEFORE you file a bankruptcy case you want to remove anyone that is an authorized user on your account.It would be nice if we lived in a perfect world and the credit report agencies didn't make mistakes but the Consumer Protection Bureau cites this as one of the main credit reporting errors for consumers: [ Ссылка ] there is no set time period for when creditors or the credit bureaus will update your credit profile, you can always access free websites such as Credit Karma and check to see your authorized user status.  Transunion posted the following article in regards to reporting times: [ Ссылка ]

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TOP ATLANTA BANKRUPTCY LAWYERS

Saedi Law Group are experienced Atlanta bankruptcy lawyers who have been helping Georgians file for bankruptcy for over 19 years. We have filed thousands of bankruptcy cases here in Georgia and are in court every day fighting for our client's rights against creditors.

If you are currently struggling with overwhelming debt, or feel your financial situation will be severely stressed in the coming weeks, now is the best time to start looking at all options available to you. Saedi Law Group offers a free, no obligation consultation with an experienced attorney (not a paralegal) who will review your specific situation and advise you about your options for moving forward.

Our team is passionate about our work and we take it very seriously. It is a privilege to help clients and their families in times like these. Bankruptcy was created for this purpose. Please contact us today at (404) 919-7296 or info@saedilawgroup.com to learn about what you can do to protect your future.

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