Discover everything you need to know regarding your Medicare Part B benefits! Medicare expert Marvin Musick from Medicare School takes you through the details of the services covered by Medicare Part B. He explains that Medicare is divided into two parts - Medicare Part A, inpatient-related coverage, and Part B, outpatient-related.
Medicare Part B covers lab work, x-rays, scans, outpatient surgeries, ambulatory surgical center bills, all physicians, doctors, specialists, and durable medical equipment, such as CPAP machines, oxygen equipment, and wheelchairs.
The video also covers preventive services, including annual wellness checkups and immunizations covered by Medicare Part B.
Medicare Part B also covers clinical research studies, ambulance transportation, and medication administered by durable medical equipment or professionally administered medication, such as injections or infusions.
Marvin also emphasizes the importance of understanding your costs, stating that Medicare Part B is covered at 80% by Medicare, and you're responsible for the remaining 20% coinsurance. He explains that Medicare Part B has an annual deductible of $226 for 2023, and there's no limit to the coinsurance you're responsible for. Marvin advises that most people get a Medicare supplemental plan, such as Plan G or Plan N, to cover the 20% coinsurance.
Lastly, Marvin reminds viewers that the monthly cost of Medicare Part B, currently at $164.90, may vary based on income. Don't miss out on the benefits of Medicare Part B - watch this video to learn everything you need to know to make the most of your insurance benefits. Subscribe to Medicare School to stay up-to-date on the latest information, strategies, updates, and comparisons regarding Medicare.
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