The Living Covenant Foundation serves as a melting pot of ideas & best practices with the intent of empowering the people & promoting self-sustainability. For this Reason we are promoting a simple 7 step self-help program called "The Baby Steps" authored by Dave Ramsey.

Dave is a personal money-management expert and extremely popular national TV/radio personality. He has authored multiple best-selling books. Dave Ramsey is the author & owner of this content, we are simply promoting his great work to help others! Please visit his website www.daveramsey.com for more information and advise.

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