The Wells Fargo Cash Wise credit card is a good card for people with moderate income and good credit score.
This Cash Wise card requires a credit score of at least 650 points.
But 700 credit score will increase your chances of approval.
Keep in mind, that there is still no guarantee.
With this Wells Fargo Cash Wise you will pay promo APR of 0% interest for 15 months from date of account opening.
After 15 months the APR can go up to 25%.
There is also 0% interest on balance transfers for 15 months as well.
The transfer will cost you $5 or 3%.
The Wells Fargo Cash Wise credit card has flat cashback of 1.5%.
Plus you can get a $150 cash bonus after you spend $500.
The Cash Wise card has no annual fee.
It means you will be able to keep this credit card for a very long time.
Late payment fee on this credit card will cost only $37 and it will affect your credit score. Don’t be late on your payments.
Cash advance will cost you $10 or 5% of the amount you take.
Foreign Transaction fee is 3%.
You can take the cash advance using an ATM, but in this case you will need a PIN code.
To get it you will need to call phone support and ask for the pin.
The cash advance will start accumulating interest immediately.
No grace period.
So make sure to pay the cash advance as soon as possible.
