Excessive Healthcare Costs are a Big Problem for Americans.
According to the Federal Reserve, Only 36% of Americans Can Afford an Unexpected Expense of $400... Including Healthcare Expenses.
To Make Matters Worse... According to the Kaiser Family Foundation, the Average Individual Health Insurance Deductible is $1,669--4X What Only 1/3 of Americans Are Able to Afford!
The Definition of Insurance is the Transference of Risk.
Health Insurance Does Not Transfer Risk Sufficiently.
As a Result, Many Americans Put Out-of-Pocket Healthcare Costs on Their Credit Cards... Credits Cards with an Average Interest Rate of 14.6%!!
However, There are Solutions:
Innovative Employers Make Healthcare More Affordable for Their Employees by Providing Free Primary Care via an Onsite Clinics, Neat-Site Clinics or Virtual Primary Care.
Additionally, Some Employers Offers Much Better Financing Directly Baked-In Through Their TPA as an Alternative to Expensive Credit Cards.
Sources:
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