Discover explains what a cash back credit card is and how cardmembers can use them.

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Cash back on a credit card is a perk some credit card issuers offer where cardmembers can earn back a percentage of the money spent on that card. The percentage you earn back and how the earning programs operate typically differ from issuer to issuer, so be sure to review the terms and conditions closely to help you maximize your card’s cash back rewards program.

Credit card issuers also have different ways for how to redeem cash back. Watch the full video to learn more about cash back credit card programs and how your weekly trip to the grocery store may help you get one step closer to finally taking that dream vacation.

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