Ramit Sethi of I Will Teach You To Be Rich talks to DJ and Adam, 37 and 33. They have been dating for 3 years but DJ’s debt stands in the way of their potential marriage, as dictated by Adam, who’s been divorced in the past due to money issues. DJ recently doubled her income – and she has all the tools – but she’s frozen, unaccountable, and losing time.

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Can’t-miss moments
00:00:00 — 1: Opening
00:03:42 — 2: DJ's had the credit card debt her "whole life"
00:06:33 — 3: How DJ recently doubled her income
00:11:08 — 4: Does Adam need DJ to be debt-free before getting married?
00:16:36 — 5: Ramit points out an uncomfortable truth
00:19:16 — 6: The surprising way DJ was raised with money
00:26:31 — 7: Adam has a major realization
00:28:58 — 8: How do you know if you can afford something?
00:41:28 — 9: Ramit: "You have no real consequences"
00:47:02 — 10: Ramit notices DJ knows a lot more about finances than she claims
00:53:03 — 11: Why can't they get married now?
00:57:11 — 12: How is DJ going to get this debt paid off?
01:01:46 — 13: Ramit finally lays down the law on credit cards 
01:05:26 — 14: DJ is shocked to hear how quickly she can pay it off
01:09:09 — 15: Ramit: "Damn, that's a good answer"
01:10:54 — 16: DJ knows all this stuff. Why is she "playing dumb"?
01:15:26 — 17: Finally, a breakthrough! 
01:20:15 — 18: Where are they now? DJ and Adam's follow-ups 

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Produced by Crate Media.

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