Real Estate is one of the best hedges against inflation. Is now the time to buy, hold, or sell? I go through historical inflation, interest rates, affordability, and how real estate prices have been affected by all of these things. Basically, if you want to buy a house and hold on to it for the long run, you're in the clear to buy. If you want to buy a house and hold for the short run, you're probably still ok due to housing shortages. When inflation hits, debtors are the best off because the money they borrow is pre-inflation; whereas the debts they pay off are post inflationary currency. This means if you lock in your purchase today and owe $100, in 5 years when everything is up 5x, you can easily pay off your purchase because your ability to get $100 has also increased 5x. It's a story, not an actuality, I hope :)
0:00 Introduction
0:10 Chart on house prices, interest rates, wages, affordability, and inflation
0:44 House Shortage 2021 in America
1:31 Interest rate history
1:45 Beginning of 2020 Affordability
1:56 After Covid Affordability
2:14 Reasons for Housing shortage
2:50 Economy effects on Wages
3:06 Stimulus check effects
3:35 Inflation is going up
3:47 Savings Rate affecting the market
4:06 Charts Mortgage Payment Chart
5:20 Mortgage Rate charts
6:00 Affordability because of mortgage rates
6:15 Charts Affordability Index
7:36 Charts Wages
8:50 Charts Inflation
9:15 When America experienced Deflation
9:56 Inflation Graphs for 2019
10:50 How Inflation is taking place
11:16 What's going to happen with inflation for 2021
11:30 My thoughts on inflation coming in 2021 and 2022
11:53 Wave of Foreclosures
12:00 People in Forbearance modifying loans
13:10 House Values increasing over 20% in a year
13:26 Housing market values expected to continue going up
14:00 Forbearances taking place 2021
14:35 Economy prediction in 2021
15:12 How wages and inflation increase
15:30 Real Estate Market Prediction 2021
15:50 Would I buy a house right now?
16:18 What's happening to rent in 2021?
16:37 Airbnb rebounding
16:52 Outtro
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References for the charts in the video come from the following sites:
Mortgage Interest Rates: [ Ссылка ]
Home Prices and Inflation: [ Ссылка ]
Mortgages coming out of Covid Forebearance: [ Ссылка ]
Affordability Index: [ Ссылка ]
Wages: [ Ссылка ]
Monthly Inflation: [ Ссылка ]
Annual Inflation Rate: [ Ссылка ]
