Find out the best multi-currency account in Malaysia! 🔴 𝗦𝘁𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗜𝗕𝗞𝗥 ➡️ [ Ссылка ]

🔴 𝗦𝘁𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗜𝗕𝗞𝗥 ➡️ [ Ссылка ]

🔵 𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝘄𝗶𝘁𝗵 𝗪𝗶𝘀𝗲 ➡️ [ Ссылка ]

🔵 How to open a Wise account ➡️ [ Ссылка ]

⬇️ Timestamps:
0:00 → Introduction
0:33 → Wise
3:17 → RHB Multi-Currency Account
6:24 → HSBC Everyday Global Account
8:38 → Maybank Master Foreign Currency Account
10:42 → Paypal
12:20 → Hong Leong Pay&Save Account
14:20 → Conclusion

We compare six leading options by their features, fees, requirements, and special perks to help you make an informed decision!

WISE:
WISE stands out with its transparent fees and mid-market exchange rates. Key highlights include low conversion fees (0.4-0.7%), no transaction fees, and convenient features like a prepaid VISA card and a virtual card option! Having said that, it does have daily transaction and maximum holding limits.

RHB Multi-Currency Account:
RHB requires an initial Ringgit account and offers a high-interest savings option. Fees include a one-time debit card charge and potential annual fees, with zero conversion and transaction fees under certain conditions. However, it does have a currency conversion spread, with additional charges for outward telegraphic transfers.

HSBC Everyday Global Account:
HSBC's account covers 11 currencies - appealing for its minimal fees, free debit card, no account opening or annual fees, and no conversion fees for supported currencies. However, charges apply for unsupported currencies.

Maybank Master Foreign Currency Account:
Primarily an online savings account, it offers transactions in 16 currencies but lacks a debit card. With free account opening and no annual fees, it still has undisclosed conversion and ATM withdrawal fees. However, a notable initial deposit is required.

PayPal:
PayPal suits international business transactions but has a higher fee structure, with conversion fees around 3.5-4.0%. It's free to set up an account and make bank transfers, but international payments incur charges. Despite its costs, PayPal remains a favorite for its convenience and integration with e-commerce platforms.

Hong Leong Pay&Save Account:
This account offers transactions in 12 currencies with a debit card for a nominal annual fee. Its conversion rates are competitive, with standard ATM withdrawal fees. The account requires a modest initial deposit and maintains a low minimum balance!

Choose the one that aligns best with your financial needs and preferences!

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Wise
RHB Bank
HSBC
Maybank
Paypal
Hong Leong Bank
Multi-currency account
Store foreign currency
USD
MYR

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Disclaimer: This content is provided by a paid Influencer of Interactive Brokers. Influencer is not employed by, partnered with, or otherwise affiliated with Interactive Brokers in any additional fashion. This content represents the opinions of Influencer, which are not necessarily shared by Interactive Brokers. The experiences of the Influencer may not be representative of other customers, and nothing within this content is a guarantee of future performance or success.

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