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Medigap is another name for Medicare Supplement insurance. These plans are offered by private insurance companies, and they fill in the "gaps" that your Original Medicare benefits don't pay. In other words, Medigap pays the Medicare coinsurance, co-pays and deductibles that you are responsible for, so you don't have to pay them.
Medigap Plans offer you the freedom to choose you own doctors, and there are no plan networks. These plans also travel with you, so you have coverage nationwide (and many Medigap Plans also include foreign travel medical benefits too).
In many parts of the country, Medigap Plan G pricing starts at around $80-$130/month for a 65 year old, depending on the Plan and your area.
The best time to enroll in Medigap is when you are newly eligible for Medicare Part B - after that, you could be subject to medical underwriting, and potentially denied coverage based on your health.
Medigap vs. Medicare Advantage Plans: [ Ссылка ]
Best Medigap Plans: [ Ссылка ]
Best Medigap Plan G Insurance Company: [ Ссылка ]
