In October of 2018 we hit a very rough spot as an industry. Rates were high, the market constricted and as a company we had to make some very tough decisions. That preparation set us up for incredible success. No one expected what happened in 2019, but because we were prepared we were able to take advantage. We hit multiple records, saw our first $1 billion market, went through our first acquisition and, most importantly, gave millions of dollars to communities and nonprofits across the country and around the world. It has always been about more than mortgages. Stay focused, stay hungry, remember your why.
![](https://i.ytimg.com/vi/S81OIQciHSE/maxresdefault.jpg)