Original Medicare does not cover dental benefits. This gap in coverage leaves many seniors wondering how to pay for their dental care. This video reviews to popular options for senior dental care.

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When you enroll in Medicare Part A and Medicare Part B, you are covered for hospital and outpatient services. This coverage, however, does not extend to dental benefits. Rather, you are left looking to implement your own dental plans that are not offered by Medicare. Although some Medicare Advantage plans do offer dental benefits, these benefits typically don’t go further than a yearly cleaning and check-up. What if you need more extensive dental benefits?

Typically, seniors have two options for dental plans:

Discount Dental Plans and Dental Insurance.

Discount dental plans are inexpensive plans that save you money on dental procedures without being standard insurance. These plans work from pre-negotiated rates with in-network dentists to cut the out-of-pocket on dental procedures. These plans do not have a waiting period and can be utilized immediately for dental coverage.

Dental insurance is usually in the form of a PPO plan. These plans offer larger networks and benefits ranging from $1,000-$3,000. These plans do, however, typically have a one-year wait for any major dental procedures. The plans often also have increasing benefits for the longer you are enrolled in the plan.

These plans can be used separately, or even in conjunction with each other if needed.

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Original Medicare does not cover dental benefits. This gap in coverage leaves many seniors wondering how to pay for their dental care. This video reviews to popular options for senior dental care.

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