In this video, I look at the key factors you need to think about when it comes to Retirement Planning specifically in the UK. I look at a case study of someone who has £300,000 in their pension and is 55. I compare taking an annuity vs. drawdown and the key factors you need to think about when it comes to your retirement planning and pension.
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00:00 Intro
01:00 Case Study
01:35 How to take income from a pension
01:52 Overview of drawdown
02:38 Overview of an annuity
03:35 Annuity Quotes based on case study
04:45 Cashflow Plan for Case Study
05:34 Drawdown Assumptions
06:42 Initial Forecasts
08:21 Forecast with State Pension
09:22 Forecast with Asset Allocation Change
10:37 Forecast with Part-Time work
12:06 Forecast with Withdrawal Boundaries
15:00 Conclusion
