Despite working hard Joanne was still struggling to make ends meet. The debt was starting to pile up and before she knew it financial stress was dominating every part of her life, including parenting her 8 year old son, Ire . She was losing sleep, was afraid to go outside and stopped having friends over out of fear that the baliffs would turn up.
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She was becoming more and more isolated. She was so preoccupied with her financial situation, Ire even had to remind her to smile!
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The first time she spoke to someone about her debt was when she called CAP. Joanne felt an immediate sense of relief. 'I didn’t feel alone despite the fact I had a lot of difficulties and challenging moments.'
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Her bankruptcy came through just before Christmas last year, and now, everything has changed! Joanne can see their future now and is even teaching Ire the money management skills she has learnt along the way!
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