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The US personal savings rate, while it did peak in 2020 from the stimulus checks, from the cash out refinance, and the lack of expenses that many people had from not having to pay their mortgage during forbearance, has gone away.
And while we are not yet, as you can see at the record low from 2005 of 2.1, the US personal savings rate has been on the decline since the peak and is starting to move even lower, getting into record low territory.
Timecodes
0:00 Video Overview
0:31 Intro
0:38 US Personal Savings Rate Has Been on Decline
2:27 Debt is Starting to get More Massive
6:00 Outro
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#PersonalSavings #Inflation #Mortgage
