Best Medicare Advantage Plan? Get FREE help with Medicare Advantage Plans [ Ссылка ] 1-800-663-5707 How to choose the best Medicare Advantage Plan for you!

What is the best Medicare Advantage Plan? This is a question I get almost every day. When I help someone choose a Medicare Advantage Plan that is best for their needs there are 5 main things we look for in the Medicare Advantage Plan (Medicare Part C Plan).

The first thing you want to look for to find a good Medicare Advantage Plan is the Provider Network. In order to be a good plan for you it must have a large choice or network of providers. So when you choose the best Medicare Plan for you it is very important to make sure all of your Medical and Pharmacy providers are in the network. You may have a plan that allows you to see providers outside the network, but you will pay a higher cost share so it is best to stay in network if possible.

The second thing I look for when helping someone select the best Medicare Advantage Plan for their needs is the Medicare Part D prescription drug coverage. We always make sure to look up all the medications a person has to help determine which plan will cover them all and give the lowest out of pocket costs. You also want to be sure that the plan will cover prescriptions that may pop up in the future as well.

Medical Coverage is the third thing to look for. We always compare the medical coverage on the Medicare Advantage plans available in a clients area. One key factor in comparing Medicare plans is to look for coverages in plans where your out of pocket costs are limited to a specific dollar amount. This makes it easier to determine what you will be paying for services. It is much harder to estimate costs if your out of pocket portion is determined by a percentage of the total Medicare approved amount.

Monthly cost is the fourth thing we look at. Some may say that the monthly cost is one of the most important factors in choosing the best Medicare Advantage Plan. This can be true because there are some plans out there that while they may have better coverage than some others, they can be way overpriced. You want to make sure the difference benefits make up for the difference in monthly premium. There is a large misconception that there are FREE Medicare Advantage Plans, it is true that there are $0 premium Medicare Advantage Plans out there, but there are out of pocket costs associated with the plans. If there is a higher cost Medicare Advantage Plan that you are considering then before you sign up for that plan it is a good idea to compare that with the best Medicare Supplement plan in the area. There are many Advantage Plans that are so high in monthly cost that it is better to choose a Medicare Supplement Plan that would give you much better Medical coverage.

In my opinion one of the most important factors to determine the Medicare Advantage Plan that is right for someone is the Company they go with. You want to look for a plan with a larger reputable company that has been in the Medicare Advantage business for a while. There are a lot of small companies that pop up everywhere just to get a piece of the pie. They may be good for you for a year and then bad the next and you'd have to go through the whole process of finding a plan again. You want to avoid switching Medicare Advantage Plans every year. It can lead to a lot of issues for you because every Medicare Advantage plan has different networks, different prescription coverage, different health coverage, and many other things that could cause problems. You could end up needing to change medications or providers. If you do change plans just make sure you prepare for those differences and also prepare to get new referrals if your plan requires them. Another big tip I have for people with a Medicare Advantage Plan is "Don't get sold"! A lot of agents will convince you that you should change your plan over a 5 or 10 dollar difference in copays, premiums, or some other minor difference. This can cause problems like I mentioned before, unless there is a major change in your plan then "don't fix what isn't broken"! Don't get sold a plan, always make sure it is 100% in your best interest.

At Medicare Saving Solutions we are independent agents and help hundreds of seniors every year find the best Medicare Advantage Plan for their needs. We represent and shop all of the top plans to make sure our customers are always taken care of.

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