If you have 2 Health Insurance policies, claim from the policy which has the higher Sum Insured.
Due to sub limits, you will get a higher payout.
Let's say you have 2 policies of 4 lakh and 3 lakh from 2 Health Insurance Companies,
Claim from the one which has 4 lakh cover, first.
If your claim is higher than 4 lakh the balance can be claimed from the policy with the second Insurance company.
#deepakrkhemani #claim #healthinsurance
