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IDFC First Bank offers home loans starting @ 7.95% p.a. onwards for loan tenures of up to 30 years and loan amounts of up to Rs 5 Cr. The bank offers a ‘Fastrack’ home loan balance transfer facility with top-up home loans, various surrogate programs to arrive at higher eligibility for self-employed customers and specialised insurance products to protect borrowers’ families in case of unfortunate circumstances. Its 'No Income Proof' Program allows customers without regular income documents to avail home loan.
IDFC First Bank Home Loan Highlights 2022
Interest Rate 7.95% p.a. onwards
Loan-to-Value Ratio Rs. 1 Lakh to Rs. 5 Crore
Loan Tenure Up to 30 years
Processing Charges Up to 1% of loan amount
Minimum Income For Salaried: Rs 1 lakh p.a.
For Self-Employed: Rs 1.5 lakh p.a.
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