Federal Disability Retirement can be extremely beneficial to federal employees that are struggling to perform at least one essential duty of their position due to a diagnosed medical condition. There are four main benefits that it offers which include a monthly annuity, the ability to continue to earn creditable years of service towards your regular retirement, the option to maintain your health and life insurance and the ability to go work in the private sector and earn additional income. While most federal employees never anticipate needing to utilize this benefit, when needed it can provide a significant amount of financial security and help them get to regular retirement at 62.
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