Expecting a child is an exciting time, but it also requires you to start realistically looking at your finances. Having a baby inside the Unites States can be very costly and the fees start even before childbirth, and continue through to delivery and after care. Delivering a child inside the US, for example, can cost anywhere from $3,000- $11,000 on average – and that is not taking into consideration complications. If you’re visiting or studying inside the United States and find out you’re pregnant, check your health insurance plan to confirm if it covers the maternity care you need.
If your current health insurance plan does not cover maternity related expenses, or you have no current coverage in place your options will be severely limited. The option of purchasing a plan that includes maternity coverage while pregnant will not be available in most cases. However, it will depend on your situation, location and insurance plan in question.
