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I’ve heard of this all around forums, online chat groups
-Keep min $20K for extra interest of 1%
-Only transfer excess of the $20K OA to SA for bonus 1%
I want to stop all this incorrect statements once and for all
$20K is the cap, not the minimum
Official rule: Below 55
Additional 1% across all CPF balances, not just OA, inclusive of SA and MA as well
BUT, limited to a cap of $20K in OA
Means
- $30K OA, $30K SA/MA, only $20K OA + $30K SA/MA will earn +1% interest
- $10K in OA not earning +1% = wasted
- Transfer OA-SA to hit the first $60K combined
Extreme example
- $0 OA, $60K SA/MA, will still earn +1%
- 1% of 60K = $600
#Sponsoredby #Moomoo
Why you Don't Need $20,000 in your CPF Ordinary Account
Теги
cpf singaporefull retirement sumcpf moneycpf savingstax relieftop up cpfcpf shieldingcpf top upwhy top up cpfretirement sumcpf top up tax reliefcpf changes 2022cpf rstuinvest cpfoa to sa transfertax relief singaporecpf frshow to save taxesvcmarstuvcma vs rstutransfer oa to sa or rstushould you transfer oa to satransfer oa to sashould you do rstucpf keep $20000 in oacpf oa $20Kcpf oa 20kcpf oa 20000