A new report from Security.org found 52 million Americans experienced credit card fraud in the last year.
With most Americans now using credit and debit cards to pay, digital criminals have ample opportunity to commit fraud.
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Security.org says 60% of card-holding adults have been victimized at least once. But experts say most of these crimes are preventable. People often become victims because they don’t fully understand how credit card crimes work.
People assume their accounts are protected as long as they keep their physical cards safe, but the report says most unauthorized transactions involve credit cards that were not lost or physically stolen.
In fact, criminals are getting ahold of credit card numbers in various ways, including phishing attempts, skimming, and hacking personal data through malware or public WiFi.
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