Even though the other Driver was responsible and was ticketed at the scene of the accident, a law suit against Mr. Stonecipher was filed. Teacher by day, Mr. Stoncipher was an insurance agent by night. Therefore, he had Auto Insurance to cover the damages to his vehicle. He had health Insurance to cover his medical expenses. He even had Life Insurance should the worst happen.
However, he was unprepared-emotionally and financially- to defend himself against an unjustified accusation. He spent the next three years and most of his savings to restore his good name.
Once he was found innocent he started looking for some sort of coverage so that people could, in the future, avoid being involved in a similar situation.
To his amazement, he discovered that no such coverage existed in North America...
His search took him to Europe where he found that since 1907 pre-paid legal plans have been available. Modeling the concept, he gave birth, in 1972, to PRE-PAID LEGAL SERVICES inc. from his kitchen table in Ada Oklahoma.
![](https://s2.save4k.ru/pic/WWegPcjLzfg/mqdefault.jpg)