Making their monthly payments is a major drag for millions in their 20s and 30s, but federal forgiveness is the stupidest way to address this problem.

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For many of the 43 million Americans weighed down by student loan debt, making their monthly payments is a major drag on their lives. About a third of undergraduates going for a bachelor's degree are either dropping out or taking more than six years to graduate, which means that lots of people carrying student debt don't even have a degree. Others are finding that what they learned in college doesn't even help them get a job.

Federal student loan debt hit $1.6  trillion last year. This is a major problem for people in their 20s and 30s. But the federal government simply wiping their debt clean is just about the stupidest way to address it.  

Written by Emma Camp; edited by Danielle Thompson; sound by Ian Keyser

Photo Credits: Chris Fitzgerald / Candidate Photos/Newscom/Newscom; KEVIN DIETSCH/UPI/Newscom; JOHN ANGELILLO/UPI/Newscom; CNP/AdMedia/SIPA/Newscom; Caroline Brehman/CQ Roll Call/Newscom

Music Credits: "Game Over" by 2050 via Artlist; "Dusk till Dawn" by Mintz via Artlist; "Center of Gravity" by Phutureprimitive via Artlist; "The Dutchman" by Mintz via Artlist

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