There are several jobs where Per Diem is an integral part of the pay structure. We know you physically see the money in your pay check, but is it actually income? It may surprise you to learn the answer is NO. It is NOT income. It is considered a reimbursement. It isn't taxed, and it is not considered in your income calculation. Per Diem is payed for expenses you are supposed to have already incurred. Per Diem is often quite lucrative and many people opt for per diem pay specifically because it isn't part of taxable income. That means you get to keep more. And because you get to keep more, per diem feels as if you make a lot more money. But it is not counted as part of your income for mortgage purposes which can leave one feeling they can afford way more than lending regulations will give them credit for.

NMLS# 1416990
Company NMLS 2438205
My Website: www.musketeermortgage.com
Application Link: [ Ссылка ]
Licensed in the following States: KY, IN, FL, MN, AR

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