We always wanted to secure a credit line with a bank. We want a line so that we have some funds to use when opportunities arise or for emergency spending while collections haven't been collected yet. When we asked about BPI Ka-Negosyo loans for MSMES, one of the things that I appreciate about them was that they really took time out to understand my needs as a business owner. Na-feel ko talaga that they cared about me.

To be honest, I also asked sa ibang banks and super cold nila. Seriously! Parang kahit i-explain mo kung bakit kailangan mo ang loan or i-increase ang credit limit at kahit anong pagpapatunay mo that you can pay it off naman, I feel like they didn't care as much about me as much as they cared about following protocols.

So in appreciation to BPI and those who have helped us secure a credit line, here is a video of the things that I always wondered about in securing business loans, what the business loans of BPI are all about, etc.

I hope this helps you become more aware of how business loans work and ultimately, it helps you feel safe and empowered to ask BPI about their Ka-Negosyo loans.

Update: BPI launched their Ka-Negosyo on the Go platform. You can check your eligibility and you can submit loan documents and apply online. Here is the link: [ Ссылка ]

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