In this fascinating video I analyze the pros and cons of Roth IRAs versus Traditional IRAs to see what makes sense to do, and I think you may find the results surprising.

Timestamps:
0:00 Intro
0:39 Interesting article about someone who said they lost out on $400k due to going with a Roth instead of a Traditional IRA
1:22 Overview of Roths & Traditional IRAs
2:23 Chart comparing Roths vs Traditional IRAs
2:41 Examples of investing with pre & post tax dollars
4:07 Chart cont.
4:46 Backdoor Roth
5:02 Chart cont. (RMDs)
8:39 Earned Income
9:53 Diving into the article
10:55 Census bureau data on income
11:35 Tax brackets
11:39 Rule of thumb as to if a Roth or a Traditional IRA is better
12:01 Article cont.
13:59 Dave Ramsey says a Roth is usually better
14:55 Rother conversion ladder
17:15 Ramsey cont.
17:52 Roth or Traditional from a member on my Discord
19:15 Article cont.
19:34 Roth vs Traditional IRA online calculator
20:15 Another Roth vs Traditional spreadsheet & discussion with someone on my Discord
20:56 A website that says Traditional IRAs are better for most people
22:37 Lots of opinions on which is better
23:29 Tax rates in the future
24:41 Lots of options for what you do
25:11 Interesting finding about a popular dividend stock
27:07 Please use my Seeking Alpha Affiliate Link (I’m sponsored)
27:24 Outro

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Disclaimer: I am not a financial adviser. These videos are for entertainment, inspiration, and educational purposes only. Investing of any kind involves risk. I am only sharing my opinion with no guarantee of gains or losses on investments. Please consult an appropriate adviser and do your own research before making any decisions on anything. I am not responsible or liable for any actions you take. The data shared may be inaccurate.

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#RothIRA #TraditionalIRA #401k

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