In this video, we talk about Medicare dental insurance for seniors and does Medicare cover dental care? Sylvia Gordon of The Medicare Family discusses what dental is covered under Original Medicare, your solutions for better coverage, and a new bill being proposed by Bernie Sanders to provide dental, vision, and hearing coverage. For more information on this topic, visit our website: [ Ссылка ]
If you are getting ready to retire, you almost universally expect that Medicare, original Medicare from the government that you've paid into your whole working life, will give you some coverage for dental, vision, and hearing. It doesn't - almost zero.
Dental is really expensive. You use your teeth every day for 65 years, and some of us didn't have the best oral hygiene. Some of us smoked and therefore there are a lot of problems that are very expensive. And if you've never had a problem yet with your teeth, you're in for a big shock, whether it’s a root canal, implant, infection or one crown, we're talking thousands of dollars. So most people are very shocked and they're saying, 'okay, it doesn't seem fair'.
There's legislation pending by Bernie Sanders and they’re possibly going to be giving money to some retirees. They are proposing to add a benefit for dental, vision, and hearing onto Medicare. If they do, the price of Medicare part B, the price of your Medicare part B deductible, the prices will all go up to absorb that. So don't complain when you get big, big rate increases, if they do get this passed. If they don't get it passed, you can buy standalone dental and vision coverage, just dental. And except for your high rent state, except for New York, which never gets approved. California is also very expensive. Let's say majority of the country for a 65 year old female, it's probably around $40, $45 a month. So if you do want to buy private dental, vision, hearing coverage right now, everybody can have it. They don't ask you health questions. You can get it, but there is a waiting period. So if you're like, 'yeah, I need a crown right now', you'll typically have to wait a year before you can get that crown covered. And like I said, we represent lots of companies and it depends on what state you're in, which one might have the best coverage for you for dental, vision, and hearing, or typically, what you just want is dental.
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The Medicare Family has been making Medicare and Social Security easy for 40+ years, across all 50 states. And each year, our family continues to help more and more people with how Medicare works, when to take Social Security, and how to find the best Medicare plans. We know that learning about your retirement benefits can be confusing. And it’s hard to find a trusted source of information. We get it! That’s the reason we do what we do.
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