There are 2 ways to make an ACH transfer to your Bank of America checking account from another bank. First way is to do it from the Bank of America website. Login to your Bank Of America account, link the external account and schedule the transfer as an ACH. It will take a couple of business days.
The transfer will be in a pending state over these 2 days. Second way is to open an external account like Wells Fargo bank, link your Bank of America account using routing number and account number. Then you can make the transfer. You will see it in your Wells Fargo account in a pending state for a couple of days. Then when transfer is clear, money should be available. That is how you can make ACH transfer money to Bank Of America from another bank.

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