If you’re dealing with insurance, then you might have heard the term ‘Reinstatement Cost Assessment’ thrown around. It’s yet another bit of jargon from the insurance and the conveyancing world that means a lot to us, but not too much to our clients. But at Harrison Clarke we believe in transparency, and spend a lot of time on RCAs to help our clients make sure they have accurate information that will allow them to get the best cover for their property. So, what does all of that mean?
Read David's article on Reinstatement Cost Assessments:
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What is an RCA?
RCA stands for Reinstatement Cost Assessments. They are reports provided by Chartered Surveyors that will outline the cost of replacing a property should the worst happen. They establish a value to demolish and rebuild a building and its surrounding area on the assumption of a total loss. The insured value of a property can sometimes be very different to the market value and even the purchase price. In fact the market value of a property is often, but not always, higher than the cost to rebuild it.
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