Hi. In today's episode, we look at how credit scoring bureaus were originally created to track debt (among other things) in America, how they've evolved into a bad-faith tactic for the rich to exert control over poor people, and how we need to revamp the entire system so we're not using an arbitrary number to evaluate a person's worth. A human being's worth not being tied to money? Imagine that!
Executive Producer - Katy Stoll
Directed by Will Gordh
Written by Erik Barnes
Edited by John Conway
Produced by Jonathan Harris
Associate Producer - Quincy Tucker
Post-Production Supervisor - John Conway
Researcher - Marco Siler-Gonzales
Graphics by Clint DeNisco
Head Writer - David Christopher Bell
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Chapters:
•00:00 - Intro
•03:27 - Offish Definish: What is a Credit Score?
•07:22 - Debt is History… but Also Still Present Somehow
•14:54 - What’s the Deal With Your Specific Credit Score?
•18:06 - Of Course We Can Credit Racism as to Why These Scores Shouldn’t Exist
•21:42 - Enter the Spiral of Poverty
•25:52 - Boomer Time: Get a Job! How Could THAT be Affected by Credit Scores?
•31:26 - How Do You Fix That F*@ked ‘Fax Score?
•38:11 - What Do Credit Scores Actually Reflect?
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