In this video, we delve into the key trends, regulatory impacts, and technological advancements shaping the investment fund industry. With €14 trillion of household savings in cash and bank deposits across Europe, the industry faces a significant opportunity and challenge to mobilize these funds into investments by educating the public on the benefits of investing, promoting financial literacy, building trust through transparency, simplifying the investment process through digital platforms, and demonstrating robust risk management practices.
We also discuss the recent regulatory changes, particularly AIFMD II, which aims to enhance investor protection, market efficiency, and transparency through modernizing liquidity management tools, supervising loan-providing funds, and strengthening AIFM governance. Over the past year, investor behavior has shifted due to macroeconomic factors and technological advancements, leading to increased risk aversion, a focus on sustainable investing, an emphasis on cost reduction and passive investing, growing interest in alternative investments, and enhanced access to information through online resources.
Additionally, we highlight how technology brings enhanced efficiency to the fund industry by reducing manual intervention, saving time, minimizing errors, and cutting operational costs. Looking ahead, the next big challenge is attracting young, tech-savvy professionals proficient with digital tools and data analytics to align talent with technology, reshaping the future of the investment industry. Stay tuned as we unpack these critical topics and explore how the investment fund industry can stay relevant and thrive in the evolving financial landscape
