Seller financing is discussed as a tip for buying ranches, addressing inquiries from TikTokers. The speaker states their preference against seller financing due to limited negotiation room for buyers. However, they admit to having experience with seller financing and disclose that buyers will pay the full price for the land. A down payment of 5 to 10% is required, along with expenses such as title insurance and survey fees, which are typically covered by the seller in a traditional loan arrangement. Furthermore, buyers can expect a high interest rate, sometimes reaching up to 10%. While there may be flexibility in paying off the loan within a 30-year timeframe, it is emphasized that the overall cost will be substantial.

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