If you've recently been involved in a car accident and need to communicate with an insurance adjuster, it's crucial to know what to say and, more importantly, what not to say. Insurance companies aim to pay out as little as possible, so it's essential to protect your rights and maximize your compensation. In this video, we'll discuss the things you should never say to an insurance adjuster.
Firstly, admitting fault is a big no-no. Even simple statements like apologizing or saying, "I didn't see him coming," can be misconstrued as an admission of fault, potentially jeopardizing your claim. It's best to say as little as possible and let the investigation determine fault.
Secondly, refrain from telling the insurance adjuster that you're okay. Injuries from car accidents can have delayed symptoms, and downplaying your injuries could result in a lower settlement offer. Seek proper medical attention and let the professionals evaluate the full extent of your injuries.
Avoid speculating about the accident or your injuries. Stick to the facts and refrain from giving your opinion or changing your story. Speculative statements can be used against you and harm your claim.
Furthermore, don't provide an official statement without consulting an attorney first. A recorded statement can be dissected and used against you, implying that you weren't seriously injured or that you caused the accident. Politely decline to provide a recorded statement and refer the adjuster to your attorney.
Speaking of attorneys, it's crucial to understand how a personal injury attorney can help you after an accident. While they can't guarantee the outcome of your case, having an experienced attorney by your side significantly improves your chances of obtaining fair compensation. They will negotiate with the insurance company on your behalf, protect your rights, and fight for the settlement you deserve.
If you need assistance with your personal injury claim, contact The Mabra Law Firm for a free consultation. Our experienced Atlanta personal injury lawyers will work tirelessly to secure the compensation you need while you focus on your recovery.
For more information on what not to say to an insurance adjuster, check out the references below.
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