🏡✨ Get ahead of the competition while saving money on your mortgage! Learn how to secure a lower rate without costing you or the seller a dime. 📈💰

🔥As the real estate market heats up, it’s all about making your offer stand out. With a lender paid, temporary buy-down, the lender covers the difference for the first year.

👉For Example: You lock in a 6.5% rate on a 30yr fixed loan. For the first year, your rate is 5.5% on a seller paid temporary rate buy down. Instead, you can do a lender paid rate buy down. They bump up the base rate of 6.5% to 6.875%. And now your first year rate is 5.875%. And years 2-30 will be 6.875%. This allows you to have one year to get comfortable with your new payments and if the markets are on your side, you can refinance for newer, lower rates before your rate adjusts back to 6.875%.

💸 Don’t compromise your competitive edge by asking the seller for credits. The lender can adjust rates to cover the buy-down, keeping your offer strong to win your dream home.

🔑💡 Dm the word “guide” to download my free Mortgage Guide to help you get prepared for your pre-approval and find out which loan type is best for you. 🏆🏠

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