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If you are thinking of starting a family or you already have a child and thinking of having a second one, then thinking about maternity health insurance or a health insurance plan with maternity is really important, the reason is, actually it has a very good value. If you look of what you are gone to paid in the first one or two years of the maternity health insurance plan and what you will claim in the event of giving birth, then you are gone to claim back almost certainly more than what you would pay for a premium, so it is definitively something you should do. There is several things you should think about. Firstly it is the waiting period. It is very important to get your health Insurance your maternity insurance plan before you get pregnant so the soon you think about it, the soon you get it in place, the less risk you gone to have. Also it give you more choice between different insurer because they have different waiting period, so if you come earlier enough we can look to all the insurers with all the different plans. So the waiting period is critical, make sure that you'll put it in place early. The second thing to think about is the overall lever of cover. Giving birth in an hospital like the maternity in Hong Kong or the Shanghai United in China or the American Hospital in Dubai or the Gleneagle in Singapore, this are wonderful hospitals with a great level of cares but they are very expensive. Therefore when we look for a maternity plan the overall level of cover is something will look at very very closely, to make sure you ll give birth to the hospital where you want to have your baby. Beyond that there is several things we think about, we thing about new born cover, we thing about complications of pregnancy, we thing about complication of child birth, in fact maternity health insurance plans are actually very complicated, so if you are thinking of starting a company or you already have one child but you are thinking of having an other one, please come and talk to us, we have a lot of experience with maternity health insurance, and we would be very happy to help you.

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