00:00 Introduction to the Capitalmind Podcast
01:17 The One-Stop-Shop Banking Model
04:42 The Rise of Specialized Players in Finance
10:29 The Challenge of Serving the Poor in Banking
14:15 Challenges in Banking Growth and Technological Blindspots
21:46 Innovations and Challenges in Serving NRIs
27:57 The Rise of Bajaj Finance: The Power of Reputation and Regulatory Relationships
37:46 Approaches of Startups vs. Established Institutions on Regulation
39:23 The Paradox of Over-Regulation and Its Impact
41:57 Quirks of Compliance in the Financial Sector
45:27 The Lending Conundrum: The Intricacies of Lending and Its Challenges
57:54 The Indian Bankruptcy Code Explained
01:08:16 Solutions to Regulatory Challenges
01:14:24 The Future of Fintech and Regulatory Evolution
01:18:51 Concluding Thoughts on Financial Innovation and Regulation
The idea that companies in finance want to do everything from payments to lending to broking to investments, is strange - why not just be good at one thing. It's a simple explanation, it turns out.
Find out more about the business of money in a language you can easily understand, through the words of Deepak Shenoy and Shray Chandra
(And an awesome new studio!)
Capitalmind manages Rs. 1700+ cr. as a SEBI-registered PMS, and has quantitative investing strategies that use extensively tested factor data to invest into stocks. Our flagship Adaptive Momentum strategy has outperformed the market indices over 5+ years.
More about us: [ Ссылка ]
Schedule a call with us : [ Ссылка ]
Deepak’s Twitter: @deepakshenoy
Shray’s Twitter: @shraychandra
Capitalmind Twitter: @capitalmind_in
Deepak's first book: [ Ссылка ]
