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If you're a smoker or know someone who is, this video is a must-watch.
Using a smoker's 🫁lung, @dr.pal.manickam has visually demonstrated the damage that 🚬smoking can cause to your lungs, including inflammation, scarring, and even cancer.
Video link: [ Ссылка ]=
By understanding the true extent of the damage that smoking can cause to your lungs, you can make an informed decision about your health and take🚭 steps to protect yourself and your loved ones.
Many of us avoid buying health insurance, simply because we are covered under the corporate health plan.
Most also feel that as they are healthy, they should avoid spending their money on health insurance, forgetting the fact that healthcare inflation is rising at an alarming rate.
As per the report of the National Sample Survey Organisation (NSSO), the average medical expenditure per hospitalized person if treated in private hospitals was around four times than in public hospitals during 2014.
It is imperative to understand that most of the corporate health insurance policies offer coverage on the basis of the employee’s seniority and scale of salary.
The same may discontinue or reduce after retirement. Also, the time you change or lose your job, you will not be covered under the corporate health insurance and there is no guarantee that the new employer will also offer you insurance.
Like we all know health insurance premium rises with age, so if you rely on your employer’s health plan for lifelong then post retirement there are faint chances of you getting a health insurance plan in affordable premium and higher coverage.
Most insurance company put entry age restrictions or does not cover many ailments once an insured enters a particular age bracket.
They also consider senior citizens are high risk insured, which leads to hike in premium. Hence, relying on corporate insurance for lifelong is not a good idea.
It is strongly recommended to have your medical insurance plan over and above any policy that may cover you during employment and continues to offer coverage after retirement also
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