We often hear stories about people have have been displaced from their home after it became uninhabitable. In many cases, that happens after a fire, a storm, or another natural disaster.
If you have home, condo, or renter's insurance, additional living expense (ALE) coverage prevents you from being "homeless." It can help keep you from needing to couch surf at your in-laws' or friends' houses while you wait for repairs to be done.
Additional living expense (ALE) coverage is insurance that covers the costs of living elsewhere if you cannot live in your home after something happens that requires you to live elsewhere.
ALE only covers situations where your home or apartment is uninhabitable after an incident.
ALE covers many costs, but it does come with some limitations. It helps to know how your policy works, before you need to use it.
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