With the average home price in Toronto now nearing $1.2 million, and the median annual salary for Torontonians only around $60,000 saving enough for a down payment has never felt more out of reach.

But as those housing costs skyrocket, Toronto startup Key is offering people a new model for people to become homeowners.

Anne Gaviola explains how co-ownership works, and why some industry analysts are skeptical of the strategy.

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