ముద్ర లోన్ యూనియన్ బ్యాంకు అకౌంట్ వున్నా ప్రతి ఒక్కరు తీసుకోవచు Pradhan Mantri Mudra Yojana (PMMY) is a flagship scheme of Government of India to “fund the unfunded” by bringing such enterprises to the formal financial system and extending affordable credit to them. It enables a small borrower to borrow from all Public Sector Banks such as PSU Banks, Regional Rural Banks,Cooperative Banks, Private Sector Banks, Foreign Banks, Micro Finance Institutions (MFI) and Non Banking Finance Companies (NBFC) for loans upto Rs 10 lakhs for non-farm income generating activities..@Saibaba Online Editing

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How to apply:
1)go to website: [ Ссылка ]...
2) click on click here to apply mudra loan
3) click on New application
4)enter union bank account details and date of birth
5) click on fetch otp
6) verify otp and complete the following steps
personal details
loan details
business details
other details
esign
disbursement of loan

Eligibility:
Any Indian Citizen who has a business plan for a non-farm sector income generating activity such as manufacturing, processing, trading or service sector and whose credit need is less than Rs 10 lakh can approach either a Bank, MFI, or NBFC for availing of Micro Units Development & Refinance Agency Ltd. (MUDRA) loans under Pradhan Mantri Mudra Yojana (PMMY).

Types of loans provided:
Under the aegis of Pradhan Mantri MUDRA Yojana, MUDRA has already created the following products / schemes.

Shishu : covering loans upto 50,000/-

Kishor : covering loans above 50,000/- and upto 5 lakh

Tarun : covering loans above 5 lakh and upto 10 lakh

There is no subsidy for the loan given under PMMY. However, if the loan proposal is linked some Government scheme, wherein the Government is providing capital subsidy, it will be eligible under PMMY also.

The funding support from MUDRA are of two types:
1)Micro Credit Scheme (MCS) for loans up to 1 lakh finance through MFIs.
2)Refinance Scheme for Commercial Banks / Regional Rural Banks (RRBs) / Small Finance Banks / Non Banking Financial Companies (NBFCs)

Sectors covered:
Land Transport Sector / Activity
Community, Social & Personal Service Activities -
Food Products Sector -
Textile Products Sector / Activity -


For all PMMY loans, the following are to be noted.
No processing fee
No collateral
Repayment period of loan is extended up to 5 years

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