Medical professional liability insurance, commonly known as medical malpractice insurance, is a topic that all independent physicians should be familiar with. MICA has singularly focused on offering superior medical malpractice insurance for physicians and practices at highly competitive rates for over 45 years.
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This video will explain how your medical malpractice insurance choices may affect the success and protection of your private practice.
What is medical professional liability insurance?
Medical professional liability insurance for physicians and advanced healthcare professionals protects you against loss from lawsuits that allege medical malpractice for direct patient care and vicarious liability for the acts of others.
Why do physicians need medical professional liability insurance?
It’s not required by law in most states, but it is required for hospital privileges, employment and payer contracts. Along with protecting yourself, your assets, and your reputation.
What types of medical professional liability for physicians are there?
There are two types of medical professional liability policies, Occurrence and Claims-made.
How are insurance premiums calculated?
Premium rates differ by state and sometimes by county. Specialty, procedures performed, policy type, and coverage limits are also factored into the rate.
