Go to [ Ссылка ] and apply today, risk-free!

▶The best budgeting program online, at the most affordable price: [ Ссылка ] any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: [ Ссылка ]
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▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: [ Ссылка ] *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: [ Ссылка ]

3) Coursecareers: Get qualified for a better job and increase your income: [ Ссылка ]

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: [ Ссылка ]

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: [ Ссылка ]
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▶Fun things:

1) Exclusive episodes, private Discord, BTS, and a special thank you: [ Ссылка ]

2) Get your own Hammer Financial Score: [ Ссылка ]

3) Merch: The most fun website: [ Ссылка ]

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▶My socials: [ Ссылка ]

▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: [ Ссылка ]
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Chapters:

00:00 Job and income
05:12 Fabric
05:30 I can prove you wrong
10:00 This is all BS
17:45 It never ends
22:13 They own you
26:51 Do you even know what an "need" is?
32:19 You're doing this to yourself
34:00 I'm losing it! Losing it!
38:00 He just can't quit it
40:50 You need a budget
43:41 What do you even make
45:30 Here's the plan
49:20 Moomoo
54:00 Hammer Financial Score

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▶Sponsorship and business inquiries: business@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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