Medicare is a health insurance program which covers qualified healthcare costs while your loved one is living at a certain facility. Medicare does not cover the costs of Assisted Living or similar long term care facilities. Medicare is more often used to pay for short terms stay at a skilled nursing facility or services provided by home health care agency.
Medicaid is a joint state & federal program which uses criteria of financial need to qualify an individual. Generally, your income has to be at or below national poverty line to qualify. Rules for qualification under Medicaid program vary by each state. In the state of Texas, Medicaid does pays for assisted living under STAR+PLUS program. The assisted living facility has to be contracted with Medicaid Managed Care Organizations (MCO). Due to standards of qualification and documentation burden imposed by state regulations, the number of such facilities is very limited.

Syed Rizvi is a Certified Senior Advisor and & Certified Dementia Practitioner at ASBICO. ASBICO is a Houston based independently owned Senior Living Advisory Service. ASBICO provides personalized advice to Seniors and Families on options for Senior Living such as Assisted Living, Memory Care, and Residential Care Home.

We currently cover facilities in Montgomery, Harris, Fort Bend, Galveston & Brazoria Counties.

Syed can be reached thru website at: www.asbico.com
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