Legal Document - The meaning of the title document is from whom you are buying this property. In short, it refers to ownership of the property.
Channel Document - The second document is channel documents also called hawala documents. It means when the property is sold from ‘A’ person to ‘B’ and then from ‘B’ to ‘C’. so, whenever the property is sold out and a registered deed is built or any trail is built on, then you have to check everything in it.
Encumbrance Certificate - This certificate tells you whether the property has any tax or is mortgaged, or has any penalty on it.
Occupancy certificate (OC) - Normally, if anyone buys a property from a developer, then in that case they get the OC from a particular UID or the local government. Also, look at the other sanctioned plans from the builder.
Possession Letter/Allotment Letter
Mortgage - Next one is the mortgage, in which you have to check whether the property you are buying has any type of mortgage/loan or not.
Tax Receipts - It is on every land purchase. The municipality takes land taxes. The only thing you have to check is to see whether the previous owner of the property has completely paid the taxes or not.
Utility Bills - You have to check whether the previous owner has paid all the utility bills or not.
Car Allotment Letter
Residents Welfare Association (RWA) - you have to look for NOC whether the previous owner has NOC or not because usually, people don’t pay the maintenance charges of the society and then the next owner will have to pay those liabilities.
Mutation/Jama Bandi - In this document, you have to check whether the government documents have the previous owner's name registered or not.
Conversion Certificate - Mainly, there are two types of land- one is agricultural land and the other is non-agricultural, thus you must verify if the seller has converted the property to non-agricultural from agricultural.
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12 Property Documents to Check Before Buying Property
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