இந்தியன் ஓவர்சீஸ் வங்கியின் மொபைல் அப்பிளிகேஷன் மூலம் பண பரிவர்த்தனை செய்வது எப்படி? மற்றும் பயனாளிகளை பராமரிப்பதும் , புதிதாக சேர்ப்பதும் எப்படி? - முழு விவரம்
Can't even send SMS to register for mobile banking
Please try SIM verification with single SIM, after registration another SIM can be inserted. Also please check for outgoing SMS and SMS permission given in app settings. Kindly mail us the issue and mobile number to iobnetbank@gmail.com.
What is IOB Mobile Banking?
It is a mobile banking service provided by Indian Overseas Bank. It helps the customer to do following transactions:
Balance Enquiry
Mini Statement
Funds Transfer within Bank from one account to another
Funds Transfer to accounts of other bank using NEFT and IMPS
Credit Card Payment
Loan/Deposit view
Topup and bill payments
Stop cheque
Cheque status
ATM card blocking
What are the key benefits of this service?
How to register for the service?
There are two options available for the customer to register for this service
Option - 1:
Customers has to fill the application and submit to branch
Option - 2:
Customer can also register/add accounts through internet banking login - edit profile -mobile banking registration
Option -3:
Customer can also register/add accounts through ATM - other services -mobile banking registration by using debit card.
How to download the Mobile Banking application?
Customer will receive download link and MPIN through SMS after successful registration.
Customer can download the application from the link given in SMS message or from google play store /app store by searching for IobMobile
How to perform a transaction though USSD?
Customer dials *99# from his mobile phone.
Customer receives welcome message as Welcome to NUUP.Enter 3 Letters of your Bank's short name or first 4 letters of Your Bank's IFSC.
Customer enters IOBA or IOB in reply
The bank mobile banking menu is displayed on the screen.
Customer selects the transaction from the menu and enters the details (last four digits of account number) as requested in the NUUP session to complete the transaction.
Bank completes the transaction and confirms the result on the mobile of the customer
What are the services availed through USSD?
Balance Enquiry
Mini Statement
Funds Transfer through IMPS
Change MPIN
Generate OTP
Know My MMID
What are the services available through IOB Mobile Banking Smartphone Applications?
Balance enquiry
Mini statement
Funds transfer (within Bank) Mobile to Mobile
Mobile to Account
NEFT
IMPS
Using Mobile number & MMID
Using Account number and IFSC code
Using Aadhaar number
Merchant payments.
Bill payments, topup (mobile and DTH)
IOB credit card payment
Deposit view
Loan view
Cheque status
Stop cheque payment
ATM card blocking
Request cheque book
What is the procedure for first time user to login in IOB Mobile Banking application ?
When the customer downloads the application and logins for the very first time, Application will ask to enter the registered mobile number and mPIN
On entering mobile number and mPIN customer will be prompted to enter OTP (One time PIN) received to registered mobile number
On entering OTP customer will be prompted to set a new 4-digit password and confirm password
After successfully setting the password customer has to change the mpin through change MPIN option.
MPIN and password should not be the same
Can the customer change mPin by himself through pc?
Click the link :[ Ссылка ]
Choose Indian Overseas Bank
On next screen choose customer login and enter mobile number and MPIN
Customer can click Change MPIN
What if customer forgets his MPIN?
1. Customer should contact branch
2. If Customer has internet banking facility, then he/she can reset mpin through internet banking - edit profile - forgot mobile banking mpin option
What if customer forgets his Password?
Customer can reset the password using forgot Password link in mobile application.
What is MMID?
Mobile Money Identification Number (MMID) is a seven digit number of which the first four digits are the unique identification number of the bank offering IMPS.
Can I do an Inter-bank fund transfer using IOB Mobile Banking?
Yes, Inter-bank fund transfer can be done using IOB Mobile Banking through IMPS & NEFT.
Yes, Operator charges Rs.0.50 for each transaction
Is it necessary to change the default MPIN that is advised by SMS?
Yes, it is mandatory. You cannot use the services without first changing the default MPIN to one of your choice.
