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How can I skip two month's mortgage payments when buying my new home? This is a great one for new physicians, because lots of costs are associated with relocating - maybe your coming out of a fellowship or residency and haven't built up or accumulated a lot of savings and the down payment is taking a good portion of that. This strategy is something that we employ all the time. We want you to try and select a closing date when you find a home for the first portion of the month. Let's say you were to close in the first week of June. We're able to then push out your payment all the way to the middle of August. So not payment in June, No payment in July, payment's due August 1st but not late until the 15th. So, we can actually push that out as far as 75 days before your first payment is due to be received. Just a little tip, something that we try to do for our new and relocating physicians that we don't think many other lenders think through. If you have any other questions on how this might work for you, feel free to reach out to us directly. We'd be happy to answer your questions.

Utah Physician Home loans and our sister sites offer physician home loans in Utah, Arizona, Nevada, California, Idaho, Oregon, Washington and Colorado.

Please call us with any Physician Loan questions at 801-747-1210.

Josh Mettle is a top producing mortgage lender specializing in financing Physicians, Dentists and Medical Professionals at Citywide Home Loans. Check out his site [ Ссылка ] for medical professionals. Josh is also a fourth generation real estate investor, and owns a number of rental homes, apartment units and mortgages. If you're ready to buy or sell residential real estate, get Josh's latest free tips, tools and newsletter at [ Ссылка ]. To learn more about Josh, go to [ Ссылка ].

Josh Mettle
NMLS #219996
CA-DOC #219996
Equal Housing Lender

Citywide Home Loans NMLS #67180
801-747-0200

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