Social Security provides several types of benefits, and not all are tied to your earnings. Spousal benefits are based on your partner's lifetime earnings, designed to bridge income gaps between spouses.

So how do you qualify? If your spouse is already receiving retirement or disability benefits, you've been married for over a year, and you're 62 or older, chances are you're eligible.

The amount you receive depends on your age when filing, typically ranging from 32 to 50 percent of your spouse’s full monthly retirement payment. However, there are a few important things to note.

First, collecting spousal benefits will not affect how much your spouse receives, so do not worry about their payments.

Second, if you are eligible for your own Social Security retirement benefit, you will receive the higher of the two, not both.

Finally, if you are divorced, you could still qualify for spousal benefits under certain conditions, as long as you are 62 or older and the marriage lasted at least 10 years. For further information, visit [ Ссылка ] and our new advocacy page, aarp.org/protectsocialsecurity.

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*CHAPTERS*
00:00 Social Security Spousal Benefits
00:21 What Are Spousal Benefits?
00:38 How to Qualify for Spousal Benefits
00:52 Social Security Spousal Benefit Amounts


#aarp #socialsecurity #spouse

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