Should I Buy an Under construction Property or a Ready-to-Move in Property? | dcjain.com

When a customer or homebuyer decides to buy a property the biggest Worrie he has when he buys an under-construction property is whether he will get the delivery and if he gets the delivery weather he will get the delivery on time which is promised by the developer and for ready to move in property, of course, he can look and feel and see the property what is available and it is already constructed or he can understand that whether the suitability for him is there or not. So every aspect has a disadvantage and advantage, for a ready-to-move-in property when he goes and buy then the choice becomes very limited because most of the ready-to-move-in delivery apartment or houses will be available in resale which has been already purchased by somebody, so the choice of apartments, directions, size, layouts might not be available as per my choice. When he is buying an under-construction property the benefit is there that he can choose between a pool of 100 apartments or 200 apartments. He can handpick the floor, the unit number, the layout, and the directions as per his choice. The disadvantage is of course that he has to ride a risk of going in for an under-construction house but with the new RERA Authority in place the new compliance laws in place and most important that understanding of the developer is in place that their goodwill will only be created by delivering on time and delivering what is promised, and if we choose the right developer and the right product I don’t see a reason that a customer can be taken for a ride now. And of course most important is that you have to stay from Ponzi schemes of assured buyback, returns, and subvention where there is a high-risk excessive cashflow with the developer and they not delivering the products on time, so if we choose the right products and take the right guidance from the right people under construction is a great choice and it helps you buy a house where you can stretch beyond your budget because the payments have to be made over a period of 3 or 4 years which is during the time of construction.


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