UK ISA's EXPLAINED! (Cash ISA, Stocks and Shares ISA, Lifetime LISA & the Innovative Finance ISA) And how YOU can use them to build wealth

Are you looking to save money to set up for your future?
Maybe you already have a savings account but those savings aren't growing how you hoped, leaving you feeling frustrated. I hear you!

Well i'm here to tell you that by using a UK ISA you can save a tonne of money AND can even get some free cash from the government in the process

In this video I cover all of the types of Individual savings accounts(ISA's) available, Including:
Cash ISA
Stocks and Shares ISA
Lifetime LISA
& the Innovative Finance ISA

You might be wondering how an Individual Savings Account can work for you, or what the difference between the each different type is?
Maybe you have looked into ISA's already and lets face it, a lot of advice out there is super boring and often totally confusing

I know, I get it! The topic of UK ISA's can seem super intimidating and many people are left confused on where to start
I'm here to show you how you can use an Individual savings account to build long term wealth TAX FREE (Yes you heard me!)

I will take you through each of the main ISA types, explaining what they are for, how you use an ISA AND I will give insight into how I personally structure my own ISA's for maximum effect and optimum wealth growth

Sound good? Great! Then watch this video, and start YOUR positive personal finance journey

🔴 Subscribe for more no bull information on finance: [ Ссылка ]

🕘Timestamps:
0:36 What is an isa?
1:13 Tax wrapper explained
2:19 Current tax levels
5:30 Cash isa
7:25 Stocks and shares Isa
9:46 Isa contribution limits
11:55 Lifetime Isa LISA
15:53 Innovative finance ISA

📎 Links from the VIDEO
General Info
Government website providing information and up to date allowances for all UK isa types
[ Ссылка ]

Cash ISA
1. Which article listing different types of Cash isa
[ Ссылка ]
2. link to Comparison site
[ Ссылка ]

Stocks and shares isa
Here are the two i have used.
Vanguard are an american company HL (Hargreaves Lansdown and based in the UK) I switched from HL to Vangard as their ISA is slightly cheaper.
[ Ссылка ]
[ Ссылка ]

🎫 Do you want a free share?

Create a Trading 212 Invest account using this link:
[ Ссылка ]
All you have to do is deposit £1 and we both get a free share!

Freetrade free share
[ Ссылка ]

🎬 Do you want to make videos like me?
The Gear I use:
Background:
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Background stand:
[ Ссылка ] - Make sure you get the right size!
Tripod:
[ Ссылка ] easily the best tripod I have used. Very sturdy.
Lighting:
I use this facing me directly, set to the lowest setting [ Ссылка ]
I light the backdrop with this:
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Audio:
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Camera: I current use a Galaxy S10..
The Visuals:
I use Storyblocks for all the sexy B roll.
The sounds:
Epidemic sound is where I get all my Music and sound effects – for a 1 month free trial click this link! [ Ссылка ]

📚 5 books to shape your financial future:
The richest man in Babylon:
[ Ссылка ]
An engaging tale that teaches the fundamentals of saving and attitudes you should have towards money. I listen to this at least once per year.
A random walk down Wall Street:
[ Ссылка ]
Let Burton Gordon Malkiel, explain everything you need to know about trying to beat the market.
Rich dad poor dad:
[ Ссылка ]
There is a reason this features on all lists of the best books. You will walk away from this truly understanding the importance of income producing assets.
The Millionaire next door:
[ Ссылка ]
I love this book because it destroys the conventional perception that all millionaires are one type of person. Read this and you will so realise being a millionaire is well within your grasp!
Green eggs and Ham:
[ Ссылка ]
Life changing

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